MPSC PYQ

MPSC Rajyaseva 2020 GS Paper 1 — Question 44

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प्रधानमंत्री जन धन योजना यासाठी सुरू केली गेली. Pradhan Mantri Jan Dhan Yojana (PMJDY) envisages :

(a)वित्तीय समावेशन / Financial inclusion

(b)वित्तीय साक्षरता / Financial literacy

(c)विम्याचे कवचं / Insurance cover

(d)पीक विमा / Crop insurance

1)(a) व (b) फक्त / (a) and (b) only
2)(b) व (c) फक्त / (b) and (c) only
3)(a), (b) व (c) फक्त / (a), (b) ar.d (c) only✓ Correct
4)(b), (c) व (d) फक्त / (b), (c) and (d) only

Pradhan Mantri Jan Dhan Yojana (PMJDY), launched in 2014, focuses on financial inclusion (a), promoting financial literacy (b), and providing insurance/accident cover along with overdraft facilities (c). Crop insurance is handled separately under PMFBY.

🏛️ The Maharashtra angle

PMJDY bank accounts form the bedrock of direct benefit transfer (DBT) implementation across rural and urban Maharashtra.

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