Direct Benefit Transfer
Direct Benefit Transfer is a Economy concept from the MPSC syllabus, tested in 5 past MPSC questions (2013, 2019, 2020). Below are those real questions with their correct answers and explanations, plus the concepts worth being comfortable with first.
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प्रधानमंत्री जन धन योजना यासाठी सुरू केली गेली. Pradhan Mantri Jan Dhan Yojana (PMJDY) envisages :
(a)वित्तीय समावेशन / Financial inclusion
(b)वित्तीय साक्षरता / Financial literacy
(c)विम्याचे कवचं / Insurance cover
(d)पीक विमा / Crop insurance
Pradhan Mantri Jan Dhan Yojana (PMJDY), launched in 2014, focuses on financial inclusion (a), promoting financial literacy (b), and providing insurance/accident cover along with overdraft facilities (c). Crop insurance is handled separately under PMFBY.
वित्तीय सर्वसमावेशकतेसाठी प्रधानमंत्री जन धन योजना खालीलपैकी कोणत्या दिवशी सुरु करण्यात आली ? Pradhan Mantri Jan Dhan Yojana (PMJDY) for financial inclusion was launched on which date?
Pradhan Mantri Jan Dhan Yojana (PMJDY), the massive financial inclusion mission, was launched nationwide by Prime Minister Narendra Modi on 28th August 2014.
खालील विधाने विचारात घ्या : (a) पी.एम.-किसान योजनेअंतर्गत शेतकऱ्यांना आर्थिक मदत ₹ 6,000 (अक्षरी रुपये सहा हजार) मात्र दिली जाते. (b) ही मदत टप्प्याटप्प्याने दिली जाते. Consider the following statements : (a) Under PM-Kisan, the government provides income support of ₹ 6,000 in a year. (b) This income support is released in instalments.
(a)पी.एम.-किसान योजनेअंतर्गत शेतकऱ्यांना आर्थिक मदत ₹ 6,000 (अक्षरी रुपये सहा हजार) मात्र दिली जाते. / Under PM-Kisan, the government provides income support of ₹ 6,000 in a year.
(b)ही मदत टप्प्याटप्प्याने दिली जाते. / This income support is released in instalments.
Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) provides income support of ₹6,000 per year to eligible farmer families, and this financial assistance is released in three equal instalments of ₹2,000.
केंद्र सरकारने सुरू केलेल्या थेट रोख रक्कम लाभ हस्तांतर योजनेसंबंधी काय खरे नाही ? What is not true of the Direct Cash Benefits Transfer Scheme launched by the Central Govt. ?
(a)ही योजना 1 जानेवारी 2013 रोजी सुरू केली. / It was launched on 1st January 2013.
(b)प्रायोगिक तत्वावर ती प्रथमतः 51 जिल्ह्यात राबवून 20 जिल्ह्यात सुरू केली गेली. / The pilot phase has been launched in 20 districts scaling down the number from 51.
(c)या योजनेत अपेक्षित लाभार्थ्यांच्या आधारजुडित बँक अकाऊंटमध्ये रोख रक्कम सरळ भरली जाईल. / Herein cash will be directly transferred to the Aadhaar linked bank accounts of the intended beneficiaries.
(d)या योजनेद्वारे भ्रष्टाचार व गळक्या वाटपाला रोखणे अपेक्षित आहे. / It is supposed to prevent corruption and leaky distribution.
(e)ज्या दिवशी ही योजना महाराष्ट्रात सुरू केली गेली त्या दिवशी ही अडचण सांगितली जात होती की पुरेसे आधारजुडित अकाऊंटस् नाहीत. / On the day of the launch the hurdle in Maharashtra was stated to be inadequate number of Aadhar - linked accounts.
All statements provided regarding the Direct Benefit Transfer (DBT) scheme launch details, pilot phase across districts, Aadhaar linkage, and implementation hurdles are factually true.
प्रधानमंत्री उज्ज्वला योजनेचे/ची उद्दिष्ट्ये/ध्ये : (a) महिला व मुलांच्या आरोग्यात सुधारणा (b) महिला सबमीकरण (c) अतिरिक्त रोजगारनिर्मिती The objective/s of Pradhan Mantri Ujjwala Yojana (PMUY) : (a) Improved health of women and children (b) Women empowerment (c) Additional employment generation
(a)महिला व मुलांच्या आरोग्यात सुधारणा / Improved health of women and children
(b)महिला सबलीकरण / Women empowerment
(c)अतिरिक्त रोजगारनिर्मिती / Additional employment generation
Pradhan Mantri Ujjwala Yojana (PMUY) aims to safeguard the health of women and children by providing clean cooking fuel (LPG), fulfilling statement (a). It also leads to women empowerment (b). Additional employment generation is not a primary or direct objective of PMUY.